Insurance Products

Employee Benefits Insurance

Comprehensive group insurance solutions helping employers attract and retain talent while providing financial security to employees and their families.

Products in Employee Benefits Insurance

Click any product to view full details and coverage information.

Group Health Insurance

Protect your team, empower your growth

Group Health Insurance, also known as Group Mediclaim Policy, provides medical coverage to a defined group of people and their dependents under a single policy. This comprehensive healthcare solution covers hospitalization, surgery and various treatment costs for employees or members and their families, with no pre-policy medical check-up, no waiting period and the flexibility to pay premium in installments.

Key Coverages

Inpatient hospitalization and surgery
Day care procedures
Pre and post hospitalization expenses
+5 more

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Group Personal Accident Insurance

Financial protection for workplace accidents

Group Personal Accident Insurance provides coverage to employees for accidental death, permanent disability, temporary disability and medical expenses due to accidents.

Key Coverages

Accidental death
Permanent total disability
Permanent partial disability
+3 more

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Group Term Life Insurance

Life cover for all employees

Group Term Life Insurance provides life insurance coverage to all employees under a single master policy, offering financial protection to their families in case of death.

Key Coverages

Death benefit (natural and accidental)
Accidental death benefit rider
Permanent disability rider
+1 more

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Group Critical Illness Cover

Lump sum on diagnosis of critical illness

Group Critical Illness Cover pays a lump sum benefit to employees on first diagnosis of specified critical illnesses like cancer, heart attack, stroke and kidney failure.

Key Coverages

Cancer
Heart attack
Stroke
+5 more

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Group Gratuity Insurance

Fund management for gratuity obligations

Group Gratuity Insurance helps employers fund their gratuity liability as per the Payment of Gratuity Act 1972, ensuring funds are available when employees retire or leave.

Key Coverages

Gratuity on retirement or superannuation
Gratuity on resignation (after 5 years)
Gratuity on death or disability
+1 more

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