Insurance Products

Marine Insurance

Marine insurance covers goods in transit by sea, air, road and rail against all risks of physical loss or damage from origin to destination.

Products in Marine Insurance

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Specific Transit Policy

Single-trip coverage for specific consignments

A single-transit policy covering a specific consignment from one point to another, ideal for businesses with occasional or irregular shipments.

Key Coverages

All risks of physical damage
Fire and explosion
Theft
+1 more

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Marine Open Policy

Blanket cover for regular shipments

An open declaration policy provides automatic coverage for all shipments under a single policy, with declarations made periodically to the insurer.

Key Coverages

All consignments automatically covered
Multiple modes of transport
Domestic and international transit
+1 more

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Marine Sales Turnover Policy (STOP)

Simple premium based on annual turnover

An annual policy where the premium is calculated as a percentage of projected annual sales turnover, simplifying administration for businesses with regular shipments.

Key Coverages

All transit movements included
Domestic and import/export
All modes of transport
+1 more

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Hull & Machinery Insurance

Coverage for ships, vessels and their machinery

Coverage for ships, vessels and their machinery against physical damage, collision, sinking, fire and salvage.

Key Coverages

Physical damage to vessel
Collision liability
Salvage charges
+3 more

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Marine Liability Insurance

Coverage for maritime third-party liabilities

Coverage for third-party liabilities, cargo mishandling, environmental liabilities and maritime operational liabilities.

Key Coverages

Third-party bodily injury
Cargo mishandling liability
Environmental/pollution liability
+3 more

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Protection & Indemnity (P&I) Insurance

Mutual insurance for shipowners liabilities

Mutual insurance covering shipowners' third-party liabilities including crew injury, cargo damage, pollution and collision overspill.

Key Coverages

Crew injury and illness
Cargo damage liability
Oil pollution and environmental
+3 more

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Freight Insurance

Coverage for loss of freight revenue

Coverage for loss of freight revenue when goods are lost or damaged in transit and freight charges become irrecoverable.

Key Coverages

Loss of freight revenue
Advance freight at risk
Chartered freight
+1 more

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