Insurance Products

Health & Life Insurance

Comprehensive health and life insurance solutions for individuals and families — from hospitalization to term life to critical illness coverage.

Products in Health & Life Insurance

Click any product to view full details and coverage information.

Retail Health Insurance

Cashless healthcare for you and your family

Individual and family health insurance covering hospitalization, day care, pre and post hospitalization, maternity and critical illness with cashless facility at thousands of hospitals.

Key Coverages

Inpatient hospitalization
Day care procedures (500+ listed)
Pre-hospitalization (30-60 days)
+5 more

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Group Health Insurance, also known as Group Mediclaim Policy, provides medical coverage to a defined group of people and their dependents under a single policy, covering hospitalization, surgery and treatment costs for employees or members and their families — with no pre-policy medical check-up, no waiting period and premium payable in installments.

Key Coverages

Inpatient hospitalization and surgery
Day care procedures
Pre and post hospitalization expenses
+5 more

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Personal Accident Insurance

Financial protection against accidents

Personal Accident Insurance provides coverage for accidental death, permanent disability, temporary disability and medical expenses.

Key Coverages

Accidental death
Permanent total disability
Permanent partial disability
+2 more

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Critical Illness Insurance

Lump sum on diagnosis of critical illness

Critical Illness Insurance pays a lump sum benefit on first diagnosis of specified critical illnesses.

Key Coverages

Cancer
Heart attack
Stroke
+5 more

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Term Life Insurance

High coverage at low cost

Term Life Insurance provides high coverage life insurance at affordable premiums, ensuring income replacement for your family.

Key Coverages

Death benefit (lump sum)
Terminal illness benefit
Accidental death benefit rider
+1 more

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Keyman Insurance

Protect your business from key person loss

Keyman Insurance is a life insurance policy taken by a company on the life of a key employee, protecting the business from financial loss due to their death or disability.

Key Coverages

Death of key person
Permanent disability (optional)
Critical illness (optional)

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Group Term Life Insurance

Life cover for all employees

Group Term Life Insurance provides life insurance coverage to all employees under a single master policy, offering financial protection to their families in case of death.

Key Coverages

Death benefit (natural and accidental)
Accidental death benefit rider
Permanent disability rider
+1 more

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