Insurance Products

Property Insurance

Comprehensive property insurance solutions protecting businesses of all sizes against fire, burglary, machinery breakdown and allied perils.

Products in Property Insurance

Click any product to view full details and coverage information.

Fire Insurance

Safeguard your assets from fire-related risks

Fire Insurance protects your property and business from financial losses caused by fire, explosions, lightning strikes and natural calamities. XtraTrust provides tailored solutions with expert guidance, covering your building, plant, machinery, stock and finished products against a wide range of insured perils.

Key Coverages

Fire
Lightning
Explosion / implosion
+9 more

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Bharat Sookshma Udyam Suraksha

Tailored for micro enterprises

A comprehensive package policy specially designed for micro enterprises with a sum insured up to ₹5 crore, offering broad coverage under a single policy.

Key Coverages

Fire and allied perils
Burglary and housebreaking
Money insurance
+4 more

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Bharat Laghu Udyam Suraksha

Comprehensive cover for small enterprises

A package policy for small enterprises with sum insured between ₹5 crore and ₹50 crore, providing broad coverage for property, liability and business interruption.

Key Coverages

Fire and allied perils
Burglary and housebreaking
Money insurance
+4 more

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Industrial All Risk Policy

Broadest coverage for large industries

Industrial All Risk (IAR) policy provides the widest coverage for large industrial establishments against all risks of physical loss or damage, subject to specific exclusions.

Key Coverages

All risks of physical loss or damage
Fire and allied perils
Machinery breakdown
+3 more

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Burglary Insurance

Protection against theft and break-ins

Burglary Insurance covers loss of or damage to property at the insured premises due to burglary, housebreaking, theft involving forcible entry, and hold-up.

Key Coverages

Loss by burglary and housebreaking
Damage to premises during break-in
Hold-up and robbery
+1 more

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Money Insurance

Protect cash in transit and premises

Money Insurance covers loss of money while in transit, in a safe, or at the counter due to theft, robbery or hold-up.

Key Coverages

Cash in transit
Cash in safe
Cash at counter
+1 more

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Machinery Breakdown Insurance

Coverage for sudden machinery failures

Machinery Breakdown Insurance covers sudden and unforeseen physical damage to machinery and equipment arising from mechanical or electrical breakdown.

Key Coverages

Mechanical and electrical breakdown
Accidental external damage
Short circuit and burnout
+1 more

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Electronic Equipment Insurance

All-risk cover for electronic equipment

Electronic Equipment Insurance provides comprehensive all-risk coverage for electronic and electrical equipment against accidental damage, fire, theft and breakdown.

Key Coverages

Accidental physical damage
Fire and allied perils
Theft
+3 more

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Portable Electronic Equipment Insurance

Protection for devices on the move

Coverage for portable electronic devices like laptops, tablets, cameras and other portable equipment used in business operations anywhere in India.

Key Coverages

Accidental damage
Theft and burglary
Fire
+2 more

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