Property Insurance

Fire Insurance

Safeguard your assets from fire-related risks

Fire Insurance protects your property and business from financial losses caused by fire, explosions, lightning strikes and natural calamities. XtraTrust provides tailored solutions with expert guidance, covering your building, plant, machinery, stock and finished products against a wide range of insured perils.

What's Covered

Fire
Lightning
Explosion / implosion
Aircraft damage
Riot, strike and malicious damage (RSMD perils)
Storm, tempest, flood, inundation, hurricane, cyclone, typhoon and tornado
Impact by any rail/road vehicle or animal
Subsidence and landslide including rockslide
Bursting or overflowing of water tanks and apparatus
Leakage from automatic sprinkler installation
Missile testing operations
Bush fire

Key Benefits

1
Financial protection — compensates for fire-related property damage
2
Business continuity — minimizes downtime and helps operations resume swiftly
3
Comprehensive coverage against fire, explosion, lightning and natural disasters
4
Customized policies tailored to your business and industry
5
Policy comparison across multiple leading insurers for the best rates
6
Dedicated specialists and seamless claims support throughout the process

Who Can Buy

Buildings including plinth and foundation
Furniture, fixtures and fittings
Plant and machinery
Raw materials and stock
Finished products across business locations
Cash in safe
Infrastructure before and after construction

Documents Required

Completed proposal form
Valuation report for high-value assets
Previous policy details (for renewal)
Photos of the premises
Details of sum insured for building, plant, machinery and stock

Ready to Get Protected?

Speak to our specialist for Fire Insurance and get a customized quote with no obligations.