Group Health Insurance, also known as Group Mediclaim Policy, provides medical coverage to a defined group of people and their dependents under a single policy. This comprehensive healthcare solution covers hospitalization, surgery and various treatment costs for employees or members and their families, with no pre-policy medical check-up, no waiting period and the flexibility to pay premium in installments.
What's Covered
Inpatient hospitalization and surgery
Day care procedures
Pre and post hospitalization expenses
Maternity and new-born baby cover
AYUSH treatment
Mental health cover
Group super top-up option
OPD cover (optional)
Key Benefits
1
Comprehensive healthcare for the entire group under a single policy2
Cost-effective with negotiable premiums and shared risk3
Immediate coverage with no waiting period or medical check-up4
Highly customizable coverage with negotiable exclusions5
Easy enrollment for all eligible group members6
Pay premium in convenient installments7
Additional wellness benefits and employee engagement programs8
Cashless treatment across a wide network of empanelled hospitalsWho Can Buy
Any legally recognized group or organization with a minimum of 7 individuals
Companies and corporations — private limited, public limited, MNCs and SMEs
Partnership firms and sole proprietorships
Non-governmental organizations (NGOs)
Associations, societies, trade unions, cooperative societies and clubs
Government departments and public sector units
Educational institutions — schools, colleges and universities
Employer-employee relation not mandatory; evidence of relation between group and member is sufficient
Documents Required
List of members to be covered with date of birth
Details of dependents (spouse, children, parents)
Company or organization registration proof
Previous policy copy (for renewal or portability)
Sum insured and coverage requirement per member
Ready to Get Protected?
Speak to our specialist for Group Health Insurance and get a customized quote with no obligations.