Two-Wheeler Insurance
Covers motorbikes and scooters for own-damage and third-party risks with comprehensive protection and customizable add-ons.
Essential Protection for Your Two-Wheeler
Motorcycle insurance provides a crucial financial safety net covering hefty repair bills, theft, fire, natural disasters, man-made calamities, and third-party liabilities — a contractual agreement between bike owners and insurance companies.
Types of Bike Insurance Policies
Third-Party Bike Insurance
Mandatory by law. Covers legal liabilities for damage to third party — person or property. Does not cover own vehicle.
Own Damage Bike Insurance
Standalone cover for damages to your bike from accidents, theft, fire, natural calamities. Must be combined with third-party.
Comprehensive Bike Insurance
Complete protection — own vehicle damages + third-party liabilities. Covers fire, theft, accidents, natural calamities.
Why Get Bike Insurance?
Legal Requirement
Mandatory under Motor Vehicles Act. Riding without insurance: ₹2,000 fine + legal consequences.
Financial Protection
Coverage against expensive repairs or replacement due to accidents, theft, natural disasters.
Third-Party Liabilities
Covers financial and legal liabilities if your bike causes injury or damage to others.
Peace of Mind
Ride with confidence knowing you are protected against potential risks and unforeseen events.
Two-Wheeler Insurance Add-ons
Zero Depreciation
Full reimbursement without depreciation deduction
Helmet Cover
Replacement cost for damaged/lost helmet
Engine Protection
Covers water-induced engine damage & oil leakage
Roadside Assistance
24/7 towing, on-spot repairs, fuel delivery
NCB Protection
Retain bonus even after making a claim
Coverage Includes
Mandatory Requirements
Buy or Renew Online
Fill Bike Details
Provide make, model, registration number to see prices from top providers.
Compare Quotes
Select the best plan — compare coverage, add-ons, and premium costs.
Pay & Get Policy
Pay via UPI/card/net banking. Instant policy sent to your email.
Key Benefits
Frequently Asked Questions
Other Motor Insurance Products
Ready to Protect Your Two-Wheeler?
Get a customized quote in under 2 minutes. No hidden fees, no obligations.
Instant digital policy issuance • 24/7 support • Zero paperwork claims