Motor Insurance

Private Car Insurance

Complete protection for personal-use four-wheelers against damage, theft, and third-party liabilities with customizable add-ons.

Financial ProtectionThird-Party CoverageLegal Compliance
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Overview

Complete Protection for Your Vehicle

Car insurance safeguards you financially against vehicle damage from accidents, natural disasters, or theft. A comprehensive policy ensures coverage for unexpected losses while meeting mandatory third-party liability requirements.

Policy Types

Types of Car Insurance Policies

Third-Party Liability

Mandatory by law. Covers damages/injuries to third parties. Does not cover own vehicle.

Comprehensive

Covers third-party + own damage from accidents, theft, natural disasters. Maximum protection.

Standalone Own Damage

Covers only own vehicle damage. Must be combined with third-party insurance.

Key Benefits

Why You Need Motor Insurance

Financial Protection

Covers repair and replacement costs from accidents, theft, fire, vandalism, or natural disasters.

Third-Party Liability

Legally mandatory coverage against injury or property damage caused to others.

Personal Accident Cover

Financial protection for owner-driver in case of injury, disability, or death.

No Claim Bonus

Discounts up to 50% on renewal for claim-free years.

Cashless Repairs

Cashless service at 6000+ network garages across India.

Enhance Your Cover

Car Insurance Add-ons

Zero Depreciation

Full claim without depreciation deduction

Engine Protection

Covers water ingress & oil leakage damage

Roadside Assistance

24/7 towing, jumpstart & fuel delivery

Return to Invoice

Full invoice value on total loss

Consumables Cover

Nuts, bolts, oil costs covered in repairs

NCB Protection

Retain NCB even after making a claim

PA Cover Enhancement

Extended accident cover for passengers

What's Covered

Coverage Includes

Own vehicle damage from accidents, fire, theft
Third-party bodily injury and property damage
Natural disasters — flood, earthquake, cyclone
Man-made calamities — riots, vandalism, strikes
Personal accident cover for owner-driver
24/7 roadside assistance (with add-on)

Savings up to 80-91% — online purchase + NCB + bundled discounts

Easy Process

Buy or Renew Online

1

Share Car Details

Provide make, model, registration & personal info.

2

Compare Quotes

Review plans from top insurers, select best fit.

3

Pay & Get Policy

Secure payment, instant digital policy via email.

Online Renewal Benefits

Renew anytime, anywhere — no branch visits
Complete process in just a few minutes
Compare policies from multiple insurers
Instant digital policy document via email
Automatic NCB discount application
Got Questions?

Frequently Asked Questions

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